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Interest rate raised to 4.50% (a good thing). ING Direct is an online bank that offers great rates on all that bank stuff. Of particular interest is their 4.40% APY savings account. They also have 1-Year CDs at a nice 5.25% APY. FDIC insured.

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    toaddink Ben's cred: 17
    Posted 6:07 am PDT 09/12/07

    Citi has several options as well, e-savings @ 4.25% (checking required), ultimate savings @ 4.75%, and ultimate money market @5.10% (checking and bill pay required). As for CD rates, call them an you can get a 7-month CD at 5.35% (I wasn't able to find this offer on-line).

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    iiibokuiii Ben's cred: 6
    Posted 6:51 am PDT 09/12/07

    did ben get in a fight with emigrantdirect? I havent seen a flood of emigrantdirect for a while.

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    gearedsteam Ben's cred: 12
    Posted 6:58 am PDT 09/12/07

    5.30% Money Market FDIC insured with www.igobanking.com. They are a division of Flushing Savings Bank of Flushing, NY.

    This is their everyday rate.. not just a short term rate to get u in the door.

    Excellent user interface.

    I have accounts with ING, HSBC, WTDirect, & IGOBANKING. IGOBANKING is the best in terms of intrest, user interface, quality communications with me via e-mail.

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    cindyloohoo Ben's cred: 3
    Posted 7:25 am PDT 09/12/07

    I have an account with ING and they gave me $25 to sign up.

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    pacohaas Ben's cred: 30
    Posted 7:28 am PDT 09/12/07

    FNBOdirect ftw

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    Broly Ben's cred: 33
    Posted 7:44 am PDT 09/12/07

    GMAC Bank is better.

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    raiders22 Ben's cred: 12
    Posted 7:58 am PDT 09/12/07

    ING is good but there are better interest rates at other online banks. Currently EmigrantDirect.com is offering 5.05% and so is HSBC. Citibank offers 5.10% but you have to make two payments through their checking account.

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    JVance Ben's cred: 111
    Posted 8:40 am PDT 09/12/07

    As mentioned, there are better out there. ING used to be good, but now they're just mediocre.

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    zidane Ben's cred: 47
    Posted 8:46 am PDT 09/12/07

    it's called "competition" - truthfully, 5% is pretty weak, but I'm also too chicken $h*t to try stocks ... but even mutual fund investments are getting less than 5% right now ...

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    wogga Ben's cred: 82
    Posted 12:03 pm PDT 09/12/07

    Mutual fund investments don't 'get' a rate, individual managers attempt to earn a return.

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    Toby Ben's cred: 74
    Posted 7:02 am PDT 09/13/07

    Thanks #3 I have been thinking of using IGO when we sell our house and move into a rental so it's good to know they are ok.

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