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SquareTrade is offering 40% off their protection plans with coupon code family40. Covers normal use plus drops and spills, which AppleCare does not.

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    schillinsd21 Ben's cred: 3
    Posted 3:02 pm PDT 04/15/14

    When I tried setting up an account (entering my email address) I never received any email. It's been about 90 minutes, so I called SquareTrade and they allow you to set it up online. However, she explained to me that the 40% off only applies to the ORIGINAL cost of a 2-year plan ($124.00) and not the already discounted cost ($99).

    Which, according to my calculations is $74.40, however, she said it was $80 and some change (probably for applicable taxes.)

    So for $80 UP FRONT you can get your phone covered by spills/drops and malfunctioning buttons/equipment, or if you have Virgin (a subsidiary of Sprint) like me, you can spend $5 per MONTH ($120 total) on that coverage PLUS lost/stolen phone.

    I just recently entered the Smartphone world, and although I have never heard of someone that I know having their phone stolen or lost (yet,) I would think that the extra $40 is worth the coverage for a $400 phone. Anyone have any thoughts on this?

    Edit: Not to mention you wouldn't have to eat the $80 up front, and can incur a $5 on a monthly basis

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    schillinsd21 Ben's cred: 3
    Posted 3:09 pm PDT 04/15/14

    Hmm the fine details say $5/month (Virgin) but the advertised/website price is $7/month which ends up being $168 for two years of coverage.

    If I choose not to insure my phone and it is lost or stolen, Virgin will replace it for $99 (only once I believe.) However, they will not cover a damaged/broken/spilled on phone, (which is silly because if I broke it I could say it was lost/stolen.)

    I will probably opt to stay uninsured, and if anything were to happen to my phone I would be out $99 for a new Iphone

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    psiclne Ben's cred: 14
    Posted 4:20 pm PDT 04/15/14

    AppleCare+ covers:

    Your iPhone
    Included earphones and accessories
    Included USB cable and power adapter
    Coverage for up to two incidents of accidental damage,(2)

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