#20 that is what the larger worry is. If banks start falling like dominos the FDIC will need to start printing money which in turn will cause inflation.

And inflation will make gold/silver worth more. Since gold gives a better APY than fiat paper without inflation, I think I'll stick with that. When you all figure this part out, that's when the government will make owning gold illegal.

You can't keep your cash in a safety deposit box anymore. Not since the terrorists won:

HSBC sucks with lots of computer errors in their systems. For 6 months, I couldn't login their website services after openning an online saving account.

#17, who cares what they name it, their strategy was to make money OFF the Chinese like 100yrs ago, following when the British 'borrowed' HK from China. They are a British Bank.

Union Bank is best.