GoFreeCredit.com is offering a free personalized analysis of your credit report, with tips on how you can raise your score based on your credit history. They bundle in a free 7-day trial of their credit monitoring service, which updates you on changes to your credit to help prevent ID theft and credit fraud. Cancel within the trial period to avoid being charged $15 a month if you do not wish to use their credit monitoring service.
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#21
bbarker - Posted 8:19 pm PDT 06/11/09 (293 Posts)
Not worth the effort.
#22
sun365 - Posted 10:43 pm PDT 06/11/09 (107 Posts)
CreditKarma
Just tried them, and it seems clear to me that the score they are giving you is anything but FICO unless my FICO jumpt 73 points in a few weeks!!!
They create their own score, scoring you much higher, giving you a good feeling, and then try to sell you various products.
cool scam
Just tried them, and it seems clear to me that the score they are giving you is anything but FICO unless my FICO jumpt 73 points in a few weeks!!!
They create their own score, scoring you much higher, giving you a good feeling, and then try to sell you various products.
cool scam
#23
mr.ed - Posted 6:45 am PDT 06/12/09 (1745 Posts)
Even if you pay your accts in full and on time, your credit can change if your assets vs. liability ratio does. This is why you should check your score regularly. My score went down 20 points when I retired because my income changed, even though we have always been current. I was interested to see that my credit records hard workerdecades, including cards that I haven't used for many years, such as Sears.
Lower credit scores can affect your insurance rates unfavorably even if you've always paid on time and never had claims or citations. Some of this was limited by new legislation, but I'd watch these mofos like a hawk anyway. They're not running charities, ya know.
Lower credit scores can affect your insurance rates unfavorably even if you've always paid on time and never had claims or citations. Some of this was limited by new legislation, but I'd watch these mofos like a hawk anyway. They're not running charities, ya know.
#24
sun365 - Posted 7:27 am PDT 06/12/09 (107 Posts)
CreditKarma
Just tried them, and it seems clear to me that the score they are giving you is anything but FICO unless my FICO jumpt 73 points in a few weeks!!!
They create their own score, scoring you much higher, giving you a good feeling, and then try to sell you various products.
cool scam
Just tried them, and it seems clear to me that the score they are giving you is anything but FICO unless my FICO jumpt 73 points in a few weeks!!!
They create their own score, scoring you much higher, giving you a good feeling, and then try to sell you various products.
cool scam
#25
coronetblue - Posted 10:39 am PDT 06/12/09 (512 Posts)
#11 - you think BOA is reputable?
They certainly have a reputation, but I would hardly call it good.
If you're a happy customer, more power to you.
I avoid BOA like the plague. Well, maybe not the plague...how about H1N1a.
They certainly have a reputation, but I would hardly call it good.
If you're a happy customer, more power to you.
I avoid BOA like the plague. Well, maybe not the plague...how about H1N1a.
#26
RKLE - Posted 12:51 pm PDT 06/28/09 (6321 Posts)
isn't it great that you can release all of our person info to an online company that just started up?
Wii
iPod