Discuss (13) -
Posted at 2:18 AM on Thursday 02/19/09 by
Ben
Hotness UNHOT
HSBC Direct offers 2.25% in their online savings account. Minimum balance to open is $1. If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month.

WTDirect.com - Wilmington Trust Direct is offering a 2.51% APY for an account balance of $10k. FDIC-insured up to $100,000 per depositor with Wilmington Trust FSB.
  • 1
    monkeybob - Posted 5:19 am PST 02/19/09 (111 Posts)  Report Spam

    3.05% at https://www.dollarsavingsdirect.com/

    $1000 minumum balance.

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  • 2
    skaheadva - Posted 5:23 am PST 02/19/09 (218 Posts)  Report Spam

    This is evil it was 2.4% early this week.. what gives.

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  • 3
    cameraz - Posted 5:44 am PST 02/19/09 (410 Posts)  Report Spam

    I opened up an account in late 2007 with HSBC. At that time they offered 3.5 percent interest. In has gone steadily downhill since then.

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  • 4
    cwins - Posted 7:18 am PST 02/19/09 (218 Posts)  Report Spam

    i did the same as #3. theyve been dropping the rate bit by bit.

    i dont expect them to keep you at this 2.25% for long.

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  • 5
    chowts1 - Posted 7:29 am PST 02/19/09 (37 Posts)  Report Spam

    it was once 5%

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  • 6
    ten - Posted 7:35 am PST 02/19/09 (28 Posts)  Report Spam

    yes, when my online savings account was started it was over 5% as well. As interest rates go back up so will these, it will just take a while.

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  • 7
    wogga - Posted 7:45 am PST 02/19/09 (704 Posts)  Report Spam

    rates on these follow short term lending rates. This rate is about right. Emigrant direct seems the same or higher, I use them.

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  • 8
    NorthSouth - Posted 8:39 am PST 02/19/09 (2605 Posts)  Report Spam

    They will all be out of business soon.
    Invest in a quality mattress so you can sleep in comfort even though your money is underneath it.
    Better yet, revert to the barter system where money is just worthless paper (not too far from reality there).

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  • 9
    iamlonely - Posted 8:39 am PST 02/19/09 (45 Posts)  Report Spam

    2.75% at GMAC BANK / $1 min
    2.40% at EmigrantDirect / No Min
    2.30% at Citibank / $100 minimum opening deposit

    (as of 2/13/09)

    am with Citi...was 4.5% when i had opened...these rates suck...going down steadily!

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  • 10
    InvaderZim - Posted 10:17 am PST 02/19/09 (663 Posts)  Report Spam

    E*Trade is currently at 2.15%. That was also over 5% when I first signed up.

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  • 11
    DEguy - Posted 11:00 am PST 02/19/09 (267 Posts)  Report Spam

    FDIC insurance limit is $250,000 through 12/31/'09.

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  • 12
    hotsauz - Posted 9:15 pm PST 02/19/09 (26 Posts)  Report Spam

    it was 5.05% when i opened it 2 something yrs ago

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  • 13
    RKLE - Posted 9:20 pm PST 02/22/09 (8910 Posts)  Report Spam

    could they send up some bailout money?

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