Discuss (13) -
Posted at 6:15 AM on Saturday 11/15/08 by
Ben
Hotness UNHOT
HSBC Direct offers 3.00% in their online savings account. Minimum balance to open is $1. If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month.

WTDirect.com - Wilmington Trust Direct is offering a 3.06% APY for an account balance of $10k. FDIC-insured up to $100,000 per depositor with Wilmington Trust FSB.
  • 1
    Justanod - Posted 6:27 am PST 11/15/08 (651 Posts)  Report Spam

    Bank account??

    Any spare cash should be invested in the stock market on Monday.

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  • 2
    cr0by - Posted 6:45 am PST 11/15/08 (53 Posts)  Report Spam

    Banks are my favorite!

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  • 3
    Technician - Posted 6:48 am PST 11/15/08 (292 Posts)  Report Spam

    I appreciate the interest... yuck-yuck-yuck. Very Happy

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  • 4
    JediKnight - Posted 8:48 am PST 11/15/08 (2376 Posts)  Report Spam

    Tyra Banks

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  • 5
    durkzilla - Posted 9:07 am PST 11/15/08 (773 Posts)  Report Spam

    I've said it here before and I come to say it again - do your homework before doing business with this bank.

    They have a history of lengthy computer outages.

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  • 6
    R6 - Posted 11:44 am PST 11/15/08 (268 Posts)  Report Spam

    HSBC sucks, their online account only allow you to use either online transfer or ATM service. CitiBank's Ultimate Savings is 3.15APY

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  • 7
    moo - Posted 12:02 pm PST 11/15/08 (68 Posts)  Report Spam

    how does hsbc compare to ingdirect?

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  • 8
    zonker - Posted 1:27 pm PST 11/15/08 (399 Posts)  Report Spam

    WT Direct gave me a Christmas gift (Tiffany crystal glasses) last year.

    Wonder what I'll get this year.

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  • 9
    Mike_V - Posted 1:46 pm PST 11/15/08 (269 Posts)  Report Spam

    ING Direct and Everbank (my two banks) are both better.

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  • 10
    theroseboutique - Posted 1:52 pm PST 11/15/08 (17 Posts)  Report Spam

    gmacbank gives 3.75% for online savings accounts.

    like durkzilla said - do your homework; but that applies to all online savings accounts. read the fine print; make sure it is FDIC insured.

    bankrate is a good starting place.

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  • 11
    sic0048 - Posted 7:25 pm PST 11/15/08 (57 Posts)  Report Spam

    Actually FDIC Insurance has been increased temporarily to 250k per person per institution by the government recently. They did this to help customer confidence during this financial crisis. This is for all FDIC members, not just the banks mentioned in this deal.

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  • 12
    alche - Posted 11:49 pm PST 11/15/08 (47 Posts)  Report Spam

    Although they do have outages every once in a while, I have never had any major problems and have been happy with the service.

    To R6 "HSBC sucks, their online account only allow you to use either online transfer or ATM service"
    It is an "online" savings account therefore you need to do the transfers online? What is wrong with that? You prefer going to the branch and waiting in the line in order to do your transfer?

    Also, for your reference, HSBC is world's biggest banking group...

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  • 13
    leeadw20 - Posted 6:45 am PST 11/30/08 (80 Posts)  Report Spam

    I agree with alche, HSBC has emerged as a survivor in this piss poor economic environment. They're actually planning to expand their retail US operations despite their write-downs in the US. Citibank's online savings account's interest rate actually decreased to lower than 3% days after HSBC direct changed its interest rate.

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