Interest rate raised to 4.50% (a good thing). ING Direct is an online bank that offers great rates on all that bank stuff. Of particular interest is their 4.40% APY savings account. They also have 1-Year CDs at a nice 5.25% APY. FDIC insured.
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Citi has several options as well, e-savings @ 4.25% (checking required), ultimate savings @ 4.75%, and ultimate money market @5.10% (checking and bill pay required). As for CD rates, call them an you can get a 7-month CD at 5.35% (I wasn't able to find this offer on-line).
did ben get in a fight with emigrantdirect? I havent seen a flood of emigrantdirect for a while.
5.30% Money Market FDIC insured with www.igobanking.com. They are a division of Flushing Savings Bank of Flushing, NY.
This is their everyday rate.. not just a short term rate to get u in the door.
Excellent user interface.
I have accounts with ING, HSBC, WTDirect, & IGOBANKING. IGOBANKING is the best in terms of intrest, user interface, quality communications with me via e-mail.
I have an account with ING and they gave me $25 to sign up.
FNBOdirect ftw
GMAC Bank is better.
ING is good but there are better interest rates at other online banks. Currently EmigrantDirect.com is offering 5.05% and so is HSBC. Citibank offers 5.10% but you have to make two payments through their checking account.
As mentioned, there are better out there. ING used to be good, but now they're just mediocre.
it's called "competition" - truthfully, 5% is pretty weak, but I'm also too chicken $h*t to try stocks ... but even mutual fund investments are getting less than 5% right now ...
Mutual fund investments don't 'get' a rate, individual managers attempt to earn a return.
Thanks #3 I have been thinking of using IGO when we sell our house and move into a rental so it's good to know they are ok.