Ben's Bargains

Up to 5% Cash Back with

Deal:

Up to 5% Cash Back with Offer Removed
 
Discuss (43) : History : Tell : Posted 5:39 AM PST 11/9/07 by Ben
Up to 5% Cash Back withOffer Removed is a good basic credit card for those who do not have the credit history to get approved for some higher incentive cards. You get up to 5% cash back at supermarkets, gas stations and drugstores.

  • Earn unlimited cash back, 0.00% Intro APR, No annual fee, Low balance transfer rate
  • 4.99% fixed APR for the life of the balance*, Flexibility to pay over time

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    #1   BestBuy Sucks - Posted 5:41 am PST 11/9/07 (1074 Posts)
    Ben, where are the lousy Staples Friday deals??
    #2   ShauanMaxO - Posted 6:00 am PST 11/9/07 (484 Posts)
    lol who cares about staples i want officemax
    #3   aaa8888 - Posted 6:08 am PST 11/9/07 (378 Posts)
    Get the American Express Blue Travel. You earn points for every dollar you spend.
    #4   jjordona07 - Posted 6:15 am PST 11/9/07 (15 Posts)
    do gas stations accept AMEX?
    #5   Toby - Posted 6:16 am PST 11/9/07 (491 Posts)
    If Costco is included in this as a supermarket, I'm in.
    #6   unome - Posted 6:28 am PST 11/9/07 (232 Posts)
    Doubtful #5
    #7   chahsiubow - Posted 6:29 am PST 11/9/07 (50 Posts)
    If you read the fine print, you only get 5% after you spend either $2,500 or $5,000 in a year. Otherwise, you only accrue 1% or 1.5% for those things in a tiered percentage. That's why I stuck to my Chase Freedom card and the AMEX has been sitting around for a while unused.
    #8   jinsungpsu - Posted 6:41 am PST 11/9/07 (16 Posts)
    I dunno. The best deal seems like the 4.99 for the life of the balance. Transferring a car loan to a CC might work out to be a few bucks depending on your current rate. (Don't miss a payment though... as I'm sure the rate will increase to 20%+)
    #9   mysterons - Posted 6:42 am PST 11/9/07 (29 Posts)
    it's $6500+/year. it's not that hard accumulate. You'll probably exceed it even if you don't charge all your bills onto the credit card.
    #10   dickhertz08 - Posted 7:18 am PST 11/9/07 (260 Posts)
    I got denied for this card when this "deal" was posted last week, even though I've just gotten approved for credit with two different Visa cards and an electronics retailer. Is AMEX that discriminating?
    #11   theman - Posted 7:24 am PST 11/9/07 (112 Posts)
    #9, if you're talking about all categories, maybe. But very few people are spending over $6,500 a year just in gas, groceries and drugstores. And, even if you break that barrier and spend, say, $7,000, you only get the 5% on the amount that exceeds the $6,500 - so you get 5% of $500, or $25. Big deal.
    #12   mysterons - Posted 7:49 am PST 11/9/07 (29 Posts)
    the description fails to mention 1.5% back on everything else, so it's not just 5% back on the 3 types of stores.

    Well if you don't charge anything else on your card, then maybe it's not for you. i use it for purchases other than the supermarket, gas, and drugstores.
    #13   teameldo - Posted 7:53 am PST 11/9/07 (179 Posts)
    are their any other amex cards with no annual fee
    #14   iiibokuiii - Posted 8:20 am PST 11/9/07 (52 Posts)
    costco is NOT included in the 5% category, its part of the 1%.. costco considered like a giant retail do it all super store or something. I called CSR hoping they would since costco gas is cheap. I was saddened by their response.
    #15   iiibokuiii - Posted 8:23 am PST 11/9/07 (52 Posts)
    woops its 1.5% i guess.. but this is the only card that costco accepts. so i got it for costco and their gas. Unless you want to use ur debit card, or cash. I dont think you can get cash back for using debit cards, that part im not sure of since i only use CC or cash.
    #16   CombatJack - Posted 8:30 am PST 11/9/07 (379 Posts)
    $6500 in a year isn't that hard. That's like $550 a month. if you put EVERYTHING on the card, that's pretty easy.
    #17   torr310 - Posted 8:49 am PST 11/9/07 (491 Posts)
    "it's $6500+/year. it's not that hard accumulate. "

    That's right. Once the oil goes to $120/barrel, and your car doesn't have good MPG, you will "achieve the goal". LOL~
    #18   JVance - Posted 9:06 am PST 11/9/07 (1186 Posts)
    Read what #11 says. Read the fine print carefully.
    #19   bargainhound - Posted 9:10 am PST 11/9/07 (359 Posts)
    not all places take AMEX either.
    #20   dickhertz08 - Posted 9:35 am PST 11/9/07 (260 Posts)
    #19,

    Who the hell doesn't take Amex anymore? I keep hearing this on these forums, yet I've never come across a business who refuses an Amex card (unless they're completely cash-only). I can think of a million places that don't take Discover or checks, though.
     
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