Ben's Bargains

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Deal:

1% Cash Back offer from Citi CashReturns(SM) Card
Discuss (8) : History : Tell : Posted 8:36 AM PDT 07/3/08 by Ben
  • Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
  • CitiBank(R)
    Citi PremierPass® Card - Elite Level

    Discuss (18)

    Offer R

    Discuss (6)
    Blue Cash® from American Express
    Up to 5% Cash Back

    Discuss (15)

    Offer R

    Discuss (6)
    #1   bostonman - Posted 9:06 am PDT 07/3/08 (774 Posts)
    This is calculate as 1% X 20% = 1.2% earn for the first 12 months. Not a good deal.
    #2   aquaflare - Posted 9:34 am PDT 07/3/08 (3099 Posts)
    I thought most credit cards now will have 1% cash back already, with special bonus for other major categories like grocery & gas. So.. I don't see how this is a good deal
    #3   not4sale - Posted 9:47 am PDT 07/3/08 (94 Posts)
    Yup, I wouldn't jump on this deal..

    My chase card has 5% gas, 1% everything else.
    And Costco Amex has 3% gas, 3% restaurants, 2% travel, 1% everything else (but this one you have to pay costco membership).

    I'd like to find a card that offers 5% gas and maybe 3%+ grocery/drug store.. then 1% everything else.. but it seems it's hard to find a card that's 5% gas now days.. most of them are only for first year then drop to 3% or so.
    #4   subaruman - Posted 9:58 am PDT 07/3/08 (89 Posts)
    Ditto #3, I'm still waiting for that dreaded letter saying they're cancelling the program, that will suck.
    #5   NorthSouth - Posted 10:29 am PDT 07/3/08 (1157 Posts)
    Some bad news for cardholders:
    http://seclists.org/isn/2008/Jun/0076.html
    #6   jtrout - Posted 10:55 am PDT 07/3/08 (97 Posts)
    This offer sucks. What is wrong with you, Ben?! Aren't even trying anymore?
    #7   WilK - Posted 2:31 pm PDT 07/3/08 (36 Posts)
    Agree with #3.

    Citibank stinks anyway... Bunch of greedy bastards that will rip you off in fees any chance they get. Hope they get crushed with all the unscrupulous housing bubble loans they made due to their greed. That would serve them right. >:
    #8   Masteric - Posted 9:59 pm PDT 07/3/08 (23 Posts)
    I get 1.4% back on everything... and then use my Discover Card when they are offering their 5% specials (travel, gas, etc).
     
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