Ben's Bargains

Up to 5% Cash Back with

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Up to 5% Cash Back with Offer Removed
 
Discuss (17) : History : Tell : Posted 10:18 AM PST 12/12/08 by Ben
Up to 5% Cash Back withOffer Removed is a good basic credit card for those who do not have the credit history to get approved for some higher incentive cards. You get up to 5% cash back at supermarkets, gas stations and drugstores.

  • Earn unlimited cash back, 0.00% Intro APR, No annual fee, Low balance transfer rate
  • As Low As 9.99% APR, 2.99% Balance Transfer APR for 12 months

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    #1   BensBargains - Posted 10:32 am PST 12/12/08 (1142 Posts)
    I have recently obtained this card, and have been very pleased with their customer service. Very courteous and professional. Enjoy!
    #2   mtpaul - Posted 10:38 am PST 12/12/08 (155 Posts)
    Before you apply, check if it is accepted where you normally shop.
    #3   toaddink - Posted 10:45 am PST 12/12/08 (95 Posts)
    Make sure to check the fine print. Typically the 5% doesn't kick in until you've spent 5k on AMEX cards.
    #4   swcole9 - Posted 11:36 am PST 12/12/08 (76 Posts)
    I've been looking to get a new card. Is AMEX used in more places than it used to be?
    #5   cooldar - Posted 11:58 am PST 12/12/08 (3 Posts)
    yeah, but there are other 5% cards around
    #6   Fitch - Posted 12:01 pm PST 12/12/08 (52 Posts)
    Took me 6 months to spend the required $6000 because most of my purchases were getting 1%/3% food&gas back on other cards and 0.5%/1.5% food&gas on this card. Maybe I should have bit the bullet and put all my purchases on it to rack up the $6000 to then earn 1.5%/5% food&gas sooner than later.
    #7   xdababax - Posted 12:02 pm PST 12/12/08 (46 Posts)
    0% intro APR? time to rack up the debt and earn that 5%!
    #8   kris27 - Posted 1:23 pm PST 12/12/08 (112 Posts)
    Good card - I have been using it for the last 3 year.
    #9   hugothe1 - Posted 2:20 pm PST 12/12/08 (63 Posts)
    i have it and i enjoy the 4.9 lifetime of the loan APR transfer rate.
    #10   dazed101 - Posted 3:54 pm PST 12/12/08 (51 Posts)
    I remember applying for this last year and I was rejected Sad
    #11   leeadw20 - Posted 5:06 pm PST 12/12/08 (79 Posts)
    How did you get the 4.9 lifetime, #9?
    #12   luckylane - Posted 7:05 pm PST 12/12/08 (73 Posts)
    "up to" 5%
    #13   slimslider - Posted 1:37 am PST 12/13/08 (70 Posts)
    Complete with a RFID chip for your safety.
    #14   Milwaukee - Posted 6:20 am PST 12/13/08 (73 Posts)
    have yet to use the rfid. I rarely see those terminals where you pass them over and it pays automatically.
    #15   elo81 - Posted 7:05 am PST 12/13/08 (33 Posts)
    I have had this card for several years. Amex support it has been very good when I have issues or questions. I have a Visa card also because there are a lot of other stores that do not accept it.
    #16   NYCTCM - Posted 1:36 pm PST 01/17/09 (23 Posts)
    Anyone know if there is a annual fee after one year.
    #17   timothybryce - Posted 11:20 am PST 01/26/09 (18 Posts)
    No fees. Just got a credit for $338 from last year's spending.
     
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