Rebate:
2.45% APY Online Savings at HSBC Direct
HSBC Direct offers 2.45% in their online savings account. Minimum balance to open is $1. If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month.
WTDirect.com - Wilmington Trust Direct is offering a 2.81% APY for an account balance of $10k. FDIC-insured up to $100,000 per depositor with Wilmington Trust FSB.
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HSBC Direct 1.45% APY Online Savings  Discuss (19) |
#1
sillymackids - Posted 3:20 am PST 01/28/09 (205 Posts)
isn't FDIC insurance now up to $250k?
#2
gearedsteam - Posted 3:35 am PST 01/28/09 (64 Posts)
sillymackids, you are correct... FDIC insurance was temporarily increased to $250k until the end of 2009.
#3
Mcgriff - Posted 4:43 am PST 01/28/09 (172 Posts)
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I got 3.00 apy at PNC
Bitches
#4
flaming_goat - Posted 5:04 am PST 01/28/09 (67 Posts)
3.5% at dollarsavingdirect (it was 4% up till about 3 days ago.) It has full FDIC insurance and is a subsidiary of emigrantdirect.
#5
flaming_goat - Posted 5:05 am PST 01/28/09 (67 Posts)
Forgot to mention there is a $1000 minimum deposit (which as far as savings account minimum balances go, is pretty low.)
#6
shapeshifter08 - Posted 5:29 am PST 01/28/09 (678 Posts)
It's only till 2009 for the increased FDIC? Well, not like it really mattered to me...
#7
bigking777 - Posted 6:10 am PST 01/28/09 (1511 Posts)
| flaming_goat wrote: |
| Forgot to mention there is a $1000 minimum deposit (which as far as savings account minimum balances go, is pretty low.) |
That's going to takes three years for your average Ben's poster to beg for that much change.
#8
joe36pack - Posted 6:33 am PST 01/28/09 (61 Posts)
These rates nowadays are ridiculous. One would expect such return from interest checking not savings.
#9
NotBen - Posted 6:34 am PST 01/28/09 (797 Posts)
GMAC Bank has better rates
#10
sumnumbnutz - Posted 6:53 am PST 01/28/09 (129 Posts)
Oh, how I yearn for the days of 5% interest at HSBC.
#11
JakeBlade - Posted 7:08 am PST 01/28/09 (560 Posts)
Congress is trying to make the $250K permanent.
#12
flaming_goat - Posted 7:31 am PST 01/28/09 (67 Posts)
Hopefully they will. Due to the immense amount of money being "printed" by our government these days, super-inflation should kick in pretty soon and 250K probably won't even be that much money...
#13
muzhik - Posted 7:42 am PST 01/28/09 (570 Posts)
I got 3.25% @ provident bank...
#14
RKLE - Posted 7:45 am PST 01/28/09 (6231 Posts)
Don't count on getting much here.
#15
Budman - Posted 8:25 am PST 01/28/09 (525 Posts)
250K in FDIC Insurance is not guaranteed. Banks have to pay additional premiums to offer this level of coverage and I'm not certain it was mandatory after the first 90 days (or something like that... I forget the exact wording of the memo I received). It would be prudent to ask if you really have a deposit of that size.
#16
the lawyer - Posted 8:53 am PST 01/28/09 (3749 Posts)
ing direct is what I use 2.43%
#17
meetnewmrindia - Posted 9:05 am PST 01/28/09 (86 Posts)
didn't HSBC few days ago needed $30B to bail them out??
#18
sdgodfrey8 - Posted 9:32 am PST 01/28/09 (103 Posts)
Etrade has a 3.01% savings account with minimum deposit of only a $1.
#19
sbcolt15 - Posted 10:59 am PST 01/28/09 (56 Posts)
3.30% at Savings Square: http://www.savingssquare.com/
#20
sbcolt15 - Posted 11:00 am PST 01/28/09 (56 Posts)
A good place to look for the best rates with reviews: http://www.emoneycentral.com/Savings-Money-Market-Rates.1940html
The page is updated almost daily.
The page is updated almost daily.
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