Rebate:
2.25% APY Online Savings at HSBC Direct
HSBC Direct offers 2.25% in their online savings account. Minimum balance to open is $1. If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month.
WTDirect.com - Wilmington Trust Direct is offering a 2.51% APY for an account balance of $10k. FDIC-insured up to $100,000 per depositor with Wilmington Trust FSB.
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HSBC Direct 1.45% APY Online Savings  Discuss (19) |
#1
monkeybob - Posted 5:19 am PST 02/19/09 (109 Posts)
#2
skaheadva - Posted 5:23 am PST 02/19/09 (218 Posts)
This is evil it was 2.4% early this week.. what gives.
#3
cameraz - Posted 5:44 am PST 02/19/09 (227 Posts)
I opened up an account in late 2007 with HSBC. At that time they offered 3.5 percent interest. In has gone steadily downhill since then.
#4
cwins - Posted 7:18 am PST 02/19/09 (169 Posts)
i did the same as #3. theyve been dropping the rate bit by bit.
i dont expect them to keep you at this 2.25% for long.
i dont expect them to keep you at this 2.25% for long.
#5
chowts1 - Posted 7:29 am PST 02/19/09 (34 Posts)
it was once 5%
#6
ten - Posted 7:35 am PST 02/19/09 (28 Posts)
yes, when my online savings account was started it was over 5% as well. As interest rates go back up so will these, it will just take a while.
#7
wogga - Posted 7:45 am PST 02/19/09 (444 Posts)
rates on these follow short term lending rates. This rate is about right. Emigrant direct seems the same or higher, I use them.
#8
NorthSouth - Posted 8:39 am PST 02/19/09 (1838 Posts)
They will all be out of business soon.
Invest in a quality mattress so you can sleep in comfort even though your money is underneath it.
Better yet, revert to the barter system where money is just worthless paper (not too far from reality there).
#9
iamlonely - Posted 8:39 am PST 02/19/09 (42 Posts)
2.75% at GMAC BANK / $1 min
2.40% at EmigrantDirect / No Min
2.30% at Citibank / $100 minimum opening deposit
(as of 2/13/09)
am with Citi...was 4.5% when i had opened...these rates suck...going down steadily!
#10
InvaderZim - Posted 10:17 am PST 02/19/09 (648 Posts)
E*Trade is currently at 2.15%. That was also over 5% when I first signed up.
#11
DEguy - Posted 11:00 am PST 02/19/09 (114 Posts)
FDIC insurance limit is $250,000 through 12/31/'09.
#12
hotsauz - Posted 9:15 pm PST 02/19/09 (26 Posts)
it was 5.05% when i opened it 2 something yrs ago
#13
RKLE - Posted 9:20 pm PST 02/22/09 (6302 Posts)
could they send up some bailout money?
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