Rebate:
1.85% APY Online Savings at HSBC Direct
HSBC Direct offers 1.85% in their online savings account. Minimum balance to open is $1. If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month.
WTDirect.com - Wilmington Trust Direct is offering a 2.01% APY for an account balance of $10k. FDIC-insured up to $100,000 per depositor with Wilmington Trust FSB.
Guaranteed Approval Credit Card R  Discuss (0) |
Cash Back Credit Card R Discuss (0) |
CitiBank(R) Citi PremierPass® Card - Elite Level  Discuss (11) |
HSBC Direct 1.45% APY Online Savings  Discuss (19) |
#1
itzsm00th - Posted 11:42 pm PDT 03/17/09 (743 Posts)
wow an astonishing 1.85% where do I sign up?!!!!!
#2
S_Klass - Posted 2:02 am PDT 03/18/09 (1083 Posts)
Problem is that this might be a teaser rate (their APY has been falling steadily) that may fall once they reach x number of depositors.
#3
RKLE - Posted 2:26 am PDT 03/18/09 (6216 Posts)
corporate bail out
#4
bostonman - Posted 3:34 am PDT 03/18/09 (1023 Posts)
HSBC never received any bail out money from any government.
#5
flaming_goat - Posted 4:41 am PDT 03/18/09 (67 Posts)
GMAC Bank is 2.5% now
#6
muff_diver - Posted 6:42 am PDT 03/18/09 (270 Posts)
It's better than the negative returns from the stock market (unless you short sell, like I do).
#7
cwins - Posted 7:07 am PDT 03/18/09 (168 Posts)
#2 is right. they will cut the interest rate in a few months.
#8
squeekybobo - Posted 7:15 am PDT 03/18/09 (12 Posts)
So, if they get bailed out and I've maxed out the card, does that mean I get a bailout too? 
#9
txtl - Posted 7:50 am PDT 03/18/09 (24 Posts)
Bank Of America has non-risky (no term limit) CD for 2.25%
#10
InvaderZim - Posted 7:58 am PDT 03/18/09 (648 Posts)
E*Trade's FDIC "Complete Savings" is at 1.7%. Good if you already have your cash there.
#11
zidane - Posted 8:10 am PDT 03/18/09 (412 Posts)
dood- these rates have been dropping steadily- it used to be @ 5%+
#12
shomebody - Posted 8:42 am PDT 03/18/09 (91 Posts)
bankrate.com or similar sites show a bunch of places with 2.3 to 2.5% available. 1.85 is pathetic. So is 2.5%, but less pathetic. And carefully consider GMAC Bank... they make me nervous.
#13
mtpaul - Posted 10:22 am PDT 03/18/09 (155 Posts)
How is their customer service? ING rates are lower right now, but I haven't had any problems with them.
#14
paininthe - Posted 1:17 pm PDT 03/18/09 (446 Posts)
This is just so sad. When I opened my account, the rate was over 5%.
#15
mikeypwr - Posted 3:28 pm PDT 03/18/09 (65 Posts)
can someone tell me what the benefits of using HSBC are? they're a Hong Kong based bank so are there benefits to having it if you were in Asia?
#16
Scorpio - Posted 6:48 pm PDT 03/20/09 (351 Posts)
FNBO Direct has 2.10%.
#17
RKLE - Posted 9:37 pm PDT 03/29/09 (6216 Posts)
corporate bail out money here?
Wii
Zune
iPod