1.65% APY Online Savings at HSBC Direct

Rebate:

Discuss (16) : History : Tell : Posted 1:12 AM PDT 04/21/09 by Ben

HSBC Direct offers 1.65% in their online savings account. Minimum balance to open is $1. If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month.

WTDirect.com - Wilmington Trust Direct is offering a 1.76% APY for an account balance of $10k. FDIC-insured up to $250,000 per depositor with Wilmington Trust FSB.

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#1 kel789 - Posted 4:27 am PDT 04/21/09 (93 Posts)

is the customer service from Wilmington Trust FSB is from foreign countries?

#2 clingen - Posted 7:19 am PDT 04/21/09 (29 Posts)

is kel789 is from foreign country?

#3 he162 - Posted 7:53 am PDT 04/21/09 (1500 Posts)

Put your money in a smaller bank or better yet a credit union.

#4 baconmeister - Posted 8:33 am PDT 04/21/09 (667 Posts)

i think capital one has a 2.1 or something savings

#5 dabomb - Posted 8:36 am PDT 04/21/09 (283 Posts)

GMAC BANK has 2.25, the highest I've found, just transferred my HSBC savings to my new GMAC account, they are FDIC upto 250K per account.

http://www.gmacbank.com/index.html

#6 zoom - Posted 8:46 am PDT 04/21/09 (167 Posts)

#5
Domestic Outgoing Wire $20.00
International Outgoing Wire $45.00

#7 cruzingmax - Posted 9:27 am PDT 04/21/09 (119 Posts)

Dont even think about using the teller at a Brick/mortor bank with the online account.

#8 cappycobra - Posted 9:38 am PDT 04/21/09 (85 Posts)

I would check here first.. Got my account with a nice 5.01% rate at a local credit union

http://www.highyieldcheckingdeals.com/

#9 pete023 - Posted 9:49 am PDT 04/21/09 (79 Posts)

coastal federal credit union (costal24.com) has 4.05% APR up to 50k on their green checking account. you gotta make like 12 ddebit transactions a month, but still, 4.05% is double of the highest intrest rate that i've seen so far.

#10 armani - Posted 9:56 am PDT 04/21/09 (20 Posts)

Man, I remember when there rate used to be close to 4.5%. The good ole days. I get a letter from them every couple months announcing a drop in the rate.

I have found the online savings accounts overall a big pain in the butt to deal with. Yes, they reimburse ATM fees but it is a hugh hassle if you wanna cancel the account. You have to send a letter in writing, submit a DNA sample, get a notary, etc....

#11 RKLE - Posted 10:18 am PDT 04/21/09 (6216 Posts)

bailout money coming for this company, beware.

#12 armani - Posted 11:16 am PDT 04/21/09 (20 Posts)

@RKLE

Your retarded. What part of FDIC insured do you not understand? Oh btw, last time I checked there were a few hundred banks receiving bailout money. Time to back to Econ101.

#13 theMike - Posted 2:12 pm PDT 04/21/09 (123 Posts)

Check out RedNeckBank.com they offer 5.25% checking but require 10 ATM transactions. Go for their 3.10% MMA if you don't want to deal with that.

Another one to check out is SmartyPig.com - 3.05%

Happy Savings =)

#14 Same_Guy - Posted 5:33 pm PDT 04/21/09 (106 Posts)

#12: how long will it take to get that FDIC money since the FDIC needs a bailout as well:

http://www.bloomberg.com/apps/news?pid=20601103&sid=amZxIbcjZISU&refer=us

#15 armani - Posted 6:36 pm PDT 04/21/09 (20 Posts)

Apparently within a few days.

http://www.bankrate.com/brm/news/DrDon/20060118a1.asp

#16 dabomb - Posted 8:24 am PDT 04/22/09 (283 Posts)

#6 you're a moron, ACH is free! Any bank will charge for wire transfers, that's why you don't use them for that, only for
S-A-V-I-N-G-S!

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