Discuss (10) -
Posted at 12:51 AM on Sunday 08/2/09 by
Ben
Hotness UNHOT
Offer Expired
  • 1
    ralphk917 - Posted 1:34 am PDT 08/2/09 (878 Posts)  Report Spam

    Discover is crap. My wife had an 11 year history with them. Never missed a payment, carried a balance that generated interest for the company at 8% or so. We got a letter that they were raising the rate to 15%. There was no triggering event (late on other cards, etc). We called, complained, got nowhere, and canceled the card. Paid it off in 3 months. Hey Discover, discover THIS (you cannot observe, but I am grabbing my crotch).

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  • 2
    bill_tang - Posted 2:53 am PDT 08/2/09 (93 Posts)  Report Spam

    MoreSM? They weren't kidding about the SM part in the form of ridiculous interest rates.

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  • 3
    threx - Posted 3:45 am PDT 08/2/09 (54 Posts)  Report Spam

    does the discover card have an annual fee? I would like to get one to get one in case visa/mc isn't accepted.

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  • 4
    noneyet99 - Posted 3:52 am PDT 08/2/09 (157 Posts)  Report Spam

    most of these have 2-cycle billing.


    You pay interest on 2 months worth of charges each month, instead of 1 month. Then, they give you a small kickback - they let you have small % of your money back, and you clap with glee.

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  • 5
    lanytemp - Posted 7:23 am PDT 08/2/09 (88 Posts)  Report Spam

    to carry a balance to get reward never make sense to me, just doesn't make math sense.

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  • 6
    homelessz - Posted 12:36 pm PDT 08/2/09 (130 Posts)  Report Spam

    I work at a small restaurant. I've seen lot of customers try to use their Discover/AX card and get dinied. Then they start pulling out their Visa/Master cards and realize not so much places taking D/AX now.
    Eventhough there is only Visa/Master sign displayed, but they still trying to get some money from they cheap pay meals. What a losers!

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  • 7
    darkness - Posted 1:51 pm PDT 08/2/09 (18 Posts)  Report Spam

    i heard that AX doubles any product's warranty

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  • 8
    JediKnight - Posted 5:04 pm PDT 08/2/09 (2379 Posts)  Report Spam

    You're right #6, those cheap bastards prolly tried to stiff you on the tip.

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  • 9
    jessewh - Posted 8:09 pm PDT 08/2/09 (633 Posts)  Report Spam

    Pay off the cards completely every month and these are great. I get over $350 a year with all the case back and rewards.

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  • 10
    danielfagan - Posted 9:05 pm PDT 08/2/09 (350 Posts)  Report Spam

    Amex is still the best thing going, and these Costco Amex pay a ton back. Don't carry a balance and it's all gravy.

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