Not worth the effort.

CreditKarma
Just tried them, and it seems clear to me that the score they are giving you is anything but FICO unless my FICO jumpt 73 points in a few weeks!!!
They create their own score, scoring you much higher, giving you a good feeling, and then try to sell you various products.

cool scam

Even if you pay your accts in full and on time, your credit can change if your assets vs. liability ratio does. This is why you should check your score regularly. My score went down 20 points when I retired because my income changed, even though we have always been current. I was interested to see that my credit records hard workerdecades, including cards that I haven't used for many years, such as Sears.
Lower credit scores can affect your insurance rates unfavorably even if you've always paid on time and never had claims or citations. Some of this was limited by new legislation, but I'd watch these mofos like a hawk anyway. They're not running charities, ya know.

CreditKarma
Just tried them, and it seems clear to me that the score they are giving you is anything but FICO unless my FICO jumpt 73 points in a few weeks!!!
They create their own score, scoring you much higher, giving you a good feeling, and then try to sell you various products.

cool scam

#11 - you think BOA is reputable?

They certainly have a reputation, but I would hardly call it good.

If you're a happy customer, more power to you.

I avoid BOA like the plague. Well, maybe not the plague...how about H1N1a.

isn't it great that you can release all of our person info to an online company that just started up?

only use the one with the 3 singing dorks