Use a little caution here. Might be grey market. Some manufacturers don't warranty items purchased through Amazon or Buy.com second party vendors. Not sure if this is the case with Adorama but they do have a note about grey market on the adorama com site FAQ.

Still uses the XD format like Fuji however it says is comes with a micro SD adapter

Good Camera otherwise?

My first digital camera was an Olympus way back when. Unfortunately their quality seems to have slipped so it's all Canons since then for me.