Discuss (43) -
Posted at 5:39 AM on Friday 11/9/07 by
Ben
Hotness UNHOT
Offer Removed is a good basic credit card for those who do not have the credit history to get approved for some higher incentive cards. You get up to 5% cash back at supermarkets, gas stations and drugstores.

  • Earn unlimited cash back, 0.00% Intro APR, No annual fee, Low balance transfer rate
  • 4.99% fixed APR for the life of the balance*, Flexibility to pay over time
    • 1
      BestBuy Sucks - Posted 5:41 am PST 11/9/07 (1096 Posts)  Report Spam

      Ben, where are the lousy Staples Friday deals??

      Was this useful?
      Voting ...
      0 0
    • 2
      ShauanMaxO - Posted 6:00 am PST 11/9/07 (481 Posts)  Report Spam

      lol who cares about staples i want officemax

      Was this useful?
      Voting ...
      0 0
    • 3
      aaa8888 - Posted 6:08 am PST 11/9/07 (421 Posts)  Report Spam

      Get the American Express Blue Travel. You earn points for every dollar you spend.

      Was this useful?
      Voting ...
      0 0
    • 4
      jjordona07 - Posted 6:15 am PST 11/9/07 (15 Posts)  Report Spam

      do gas stations accept AMEX?

      Was this useful?
      Voting ...
      0 0
    • 5
      Toby - Posted 6:16 am PST 11/9/07 (656 Posts)  Report Spam

      If Costco is included in this as a supermarket, I'm in.

      Was this useful?
      Voting ...
      0 0
    • 6
      unome - Posted 6:28 am PST 11/9/07 (239 Posts)  Report Spam

      Doubtful #5

      Was this useful?
      Voting ...
      0 0
    • 7
      chahsiubow - Posted 6:29 am PST 11/9/07 (50 Posts)  Report Spam

      If you read the fine print, you only get 5% after you spend either $2,500 or $5,000 in a year. Otherwise, you only accrue 1% or 1.5% for those things in a tiered percentage. That's why I stuck to my Chase Freedom card and the AMEX has been sitting around for a while unused.

      Was this useful?
      Voting ...
      0 0
    • 8
      jinsungpsu - Posted 6:41 am PST 11/9/07 (16 Posts)  Report Spam

      I dunno. The best deal seems like the 4.99 for the life of the balance. Transferring a car loan to a CC might work out to be a few bucks depending on your current rate. (Don't miss a payment though... as I'm sure the rate will increase to 20%+)

      Was this useful?
      Voting ...
      0 0
    • 9
      mysterons - Posted 6:42 am PST 11/9/07 (29 Posts)  Report Spam

      it's $6500+/year. it's not that hard accumulate. You'll probably exceed it even if you don't charge all your bills onto the credit card.

      Was this useful?
      Voting ...
      0 0
    • 10
      dickhertz08 - Posted 7:18 am PST 11/9/07 (260 Posts)  Report Spam

      I got denied for this card when this "deal" was posted last week, even though I've just gotten approved for credit with two different Visa cards and an electronics retailer. Is AMEX that discriminating?

      Was this useful?
      Voting ...
      0 0
    • 11
      theman - Posted 7:24 am PST 11/9/07 (117 Posts)  Report Spam

      #9, if you're talking about all categories, maybe. But very few people are spending over $6,500 a year just in gas, groceries and drugstores. And, even if you break that barrier and spend, say, $7,000, you only get the 5% on the amount that exceeds the $6,500 - so you get 5% of $500, or $25. Big deal.

      Was this useful?
      Voting ...
      0 0
    • 12
      mysterons - Posted 7:49 am PST 11/9/07 (29 Posts)  Report Spam

      the description fails to mention 1.5% back on everything else, so it's not just 5% back on the 3 types of stores.

      Well if you don't charge anything else on your card, then maybe it's not for you. i use it for purchases other than the supermarket, gas, and drugstores.

      Was this useful?
      Voting ...
      0 0
    • 13
      teameldo - Posted 7:53 am PST 11/9/07 (179 Posts)  Report Spam

      are their any other amex cards with no annual fee

      Was this useful?
      Voting ...
      0 0
    • 14
      iiibokuiii - Posted 8:20 am PST 11/9/07 (58 Posts)  Report Spam

      costco is NOT included in the 5% category, its part of the 1%.. costco considered like a giant retail do it all super store or something. I called CSR hoping they would since costco gas is cheap. I was saddened by their response.

      Was this useful?
      Voting ...
      0 0
    • 15
      iiibokuiii - Posted 8:23 am PST 11/9/07 (58 Posts)  Report Spam

      woops its 1.5% i guess.. but this is the only card that costco accepts. so i got it for costco and their gas. Unless you want to use ur debit card, or cash. I dont think you can get cash back for using debit cards, that part im not sure of since i only use CC or cash.

      Was this useful?
      Voting ...
      0 0
    • 16
      CombatJack - Posted 8:30 am PST 11/9/07 (417 Posts)  Report Spam

      $6500 in a year isn't that hard. That's like $550 a month. if you put EVERYTHING on the card, that's pretty easy.

      Was this useful?
      Voting ...
      0 0
    • 17
      torr310 - Posted 8:49 am PST 11/9/07 (491 Posts)  Report Spam

      "it's $6500+/year. it's not that hard accumulate. "

      That's right. Once the oil goes to $120/barrel, and your car doesn't have good MPG, you will "achieve the goal". LOL~

      Was this useful?
      Voting ...
      0 0
    • 18
      JVance - Posted 9:06 am PST 11/9/07 (1101 Posts)  Report Spam

      Read what #11 says. Read the fine print carefully.

      Was this useful?
      Voting ...
      0 0
    • 19
      bargainhound - Posted 9:10 am PST 11/9/07 (415 Posts)  Report Spam

      not all places take AMEX either.

      Was this useful?
      Voting ...
      0 0
    • 20
      dickhertz08 - Posted 9:35 am PST 11/9/07 (260 Posts)  Report Spam

      #19,

      Who the hell doesn't take Amex anymore? I keep hearing this on these forums, yet I've never come across a business who refuses an Amex card (unless they're completely cash-only). I can think of a million places that don't take Discover or checks, though.

      Was this useful?
      Voting ...
      0 0

    Already a member? Sign in below.

    Forgot Password?

    Registration takes seconds! Once registered you’ll have members only access to:

    • Favorites bookmark list
    • Fully customizable User Profile
    • Discussions on all products
    • Forums & more
    or