ECS MB + AMD Phenom II X6 1035T Six-Core CPU $150 at Tiger Direct
Offer Removed is a good basic credit card for those who do not have the credit history to get approved for some higher incentive cards. You get up to 5% cash back at supermarkets, gas stations and drugstores.
Earn unlimited cash back, 0.00% Intro APR, No annual fee, Low balance transfer rate
4.99% fixed APR for the life of the balance*, Flexibility to pay over time
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Only use green cash
It's 1% on purchases at supermarkets, gas stations and drugstores UP TO $6,500. Anything over that gets 5% rewards on those 3 categories. You better spend a lot. Warehouse type stores don't count.
you also get 1.5% back on everything else if you break the $6500/yr minimum.
Yeah, I think the suggestion in the comments is opposite of what it should be. This is one of the best cards out there for someone who charges a lot, since once you get the 1.5%/5% level, there's not much out there better, unless there's some Black uber card out there for the real high rollers. I think those are more perk cards than cash back cards.
But if you only charge a few hundred dollars a month, then it's going to take you several months just to hit the $6500 level. Then the 1%/3% flat rate cards out there are probably better.
This is a good basic card, for a lot of people, that spend under $6.5K a year. But, if you go over that limit, it's a very good card. BTW, online they have a calculator so you can see what would be your annual average cash back.
wonder how much referral $$ ben gets if someone signs up for this...
hm but apr is like 12-13% wonder if i should get one cuz i got those pre approved things in the mail.. but i already have a rewarding (pts) credit card with lower apr
IMO this is the best cash back card to get if you spend more than about $15-20K per year. I got back $700 last year and I'm on track for $800 this year.. it's been working out to over 2% cash back on average.
YMMV, but you can do the math or use the calculator on their website.
credit card deals seem to be fading...
The main advantage I see with this card, which I have, is that you don't pay the usual Amex fees yet get all the perks of having an amex card like refusing a charge very easily, just write them an email and they take it off.