Discuss (8) -
Posted at 8:57 AM on Monday 03/31/08 by
Ben
Hotness UNHOT
Offer Removed is a good basic credit card for those who do not have the credit history to get approved for some higher incentive cards. You get up to 5% cash back at supermarkets, gas stations and drugstores.

  • Earn unlimited cash back, 0.00% Intro APR, No annual fee, Low balance transfer rate
  • 4.99% fixed APR for the life of the balance*, Flexibility to pay over time
    • 1
      recklessk - Posted 9:36 am PDT 03/31/08 (196 Posts)  Report Spam

      What if you filed bankruptcy, can you still get approved for this card if your FICO score is 690? I'd rather not have them pull my score if they do not approve people who filed.

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    • 2
      sivartk - Posted 9:52 am PDT 03/31/08 (259 Posts)  Report Spam

      be prepared for a lot (3-7 a week) of unwanted solicitation. I'm thinking of cancelling if they don't stop calling. I've even opted out once, but they opt me back in within 6 months.

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    • 3
      sinai - Posted 10:10 am PDT 03/31/08 (292 Posts)  Report Spam

      solicitation? you're on bensbargains, but don't know about the do not call registry?

      btw, this is the only card i ever use anymore. extends product warranty to 2x the original manufacturers, return protection, money back, and probably some of th ebest fraud protection around.

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    • 4
      Opus - Posted 11:58 am PDT 03/31/08 (5 Posts)  Report Spam

      Whaaa?? "higher incentive cards"??
      Name one, really curious. I've been looking.
      Have Citi Platinum, which at one time was the best.

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    • 5
      mikefletcher85 - Posted 1:25 pm PDT 03/31/08 (240 Posts)  Report Spam

      I would stay away from this card... I canceled mine after reading this...

      http://www.engadget.com/2008/03/19/rfid-credit-cards-easily-hacked-with-8-reader/

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    • 6
      12133313 - Posted 3:51 pm PDT 03/31/08 (65 Posts)  Report Spam

      there is a red card for bloods as well.

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    • 7
      JakeBlade - Posted 5:01 pm PDT 03/31/08 (650 Posts)  Report Spam

      #5 - get a clue.

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    • 8
      Blizzard - Posted 10:54 am PDT 04/4/08 (89 Posts)  Report Spam

      Decent card although you have to spend over $6500 to see any real cash back. Example case: spend $25,000 a year, get $500 cash back.

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